TL;DR: Your payout bank account is managed through Stripe, which you connected during Host onboarding. Open Stripe from the Earnings dashboard to add or change your bank. Stripe verifies instantly for most major US banks (1–2 business days via micro-deposits for smaller banks). Future payouts automatically route to the new account.
Who this is for: 🏠 Host
How to update your bank account
Follow these steps to add or replace your payout bank account:
Go to your Earnings dashboard at bookradius.com/host/earnings
Click Manage payout preferences — this opens Stripe
In Stripe, navigate to Payouts → Bank accounts
Add a new bank account or replace the existing one
Stripe verifies the account (see verification details below)
Verification timing
Bank type | Verification method | Timeline |
Major US banks | Instant verification | Immediate |
Smaller / regional US banks | Micro-deposits (two small amounts sent to your account) | 1–2 business days |
💡 Tip: For micro-deposit verification, check your bank statement for two small deposits from Stripe, then confirm the amounts in Stripe to complete verification.
What happens to in-flight payouts
Any payouts that were already initiated before you changed your bank account will go to the previous account. All new payouts after verification will route to the new account automatically.
🏠 Host: Keep your old bank account open until any in-flight payouts have settled — this avoids returned payments.
When you get paid
Funds settle into Stripe first, then are paid out to your bank account via ACH. Here's the typical timeline:
Day | What happens |
Day 0 | Guest checks in |
Day +1 | Payout released from Stripe (92% of nightly rate + full add-ons) |
Day +3 to +6 | Funds land in your bank account (standard ACH timing: 2–5 business days) |
💡 Tip: For details on how the 8% booking fee is calculated and what you receive, see How does the booking fee work?
If something looks wrong
Here's what to do for the most common payout issues:
Issue | What to do |
Bank update not accepted | Stripe will show the reason directly — check for typos in routing/account numbers or unsupported account types |
Payout shows "paid" but hasn't arrived after 5 business days | Check your bank's pending transactions first. If nothing is pending, open a support ticket and include the payout ID from your Earnings dashboard. |
Need a non-US bank account | Radius currently supports US bank accounts only. International payouts are on the roadmap. |
Still need help?
Click the chat icon at the bottom-right of any page on help.bookradius.com, then click Contact Radius Support under "Create a ticket." Full walkthrough in How do I contact Radius?